FHA Mortgage Loan
 

Talk to a Mortgage Loan Officer Today

 
YOUR HOME FOR FHA LOANS.


We are here to help make the home buying process accessible and affordable!
 

What are the benefits?

• No income restrictions.

• Low Down Payment

• Homebuyers (particularly first-time buyers) can more easily qualify for a mortgage.

• Available for Purchase, Rate/Term Refinances, and Cash Out Refinances

• Credit Scores as low as 620

• Available for 1-4 Family Owner Occupied properties

• Down Payment can be as low as 3.5% for Purchase transactions.

• Seller credits up to 6% of purchase price allowed.

• Gifted funds allowed.

• Gifted equity allowed.

• Compatible with Down Payment Assistance Programs.

• FHA Loans are assumable.

• Government Insured

• Purchase various property types, including single-family homes and condos
   

 

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*Membership eligibility required. Underwriting requirements apply (Valid only on single family owner occupied property). Rates posted are estimates only and are subject to change without notice. Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. The quotes are based on a specific loan amount for the purchase of a single family primary residence. 10, 15, 20, and 30 Year Fixed Rate loan payments are based on a loan amount of $150,000.00. Reciept of application does not represent an approval for financing or interest rate guarantee. Applicant subject to credit, acceptable appraisal, title, and underwriting approval. Not all applicants will be approved. Other restrictions and limitations apply. Federally insured by the NCUA.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Together Credit Union is an Equal Housing Lender. NMLS# 401252