Skip-a-Pay

We're here with you on this. If you need a little extra during this time, you may be able to skip your next loan payment*. Qualified loans for skip-a-pay are:

• New and used autos
• Boats, RVs and motorcycles
• Stock, savings and CD, secured
• Any Reason, Any Season loans

Start skipping today!

Submit your Skip-A-Payment through our new digital form today! Find it located in Online and Mobile Access under "Secure Forms." It's quick, easy, and stress-free. 
Sign into your account here to get started »

You can also download this form and return it to your local branch or mail it to 423 Lynch Street, St. Louis, MO 63118 (Attn: Consumer Loan Servicing)

Already skipped a payment but needing further assistance? Please contact our Collections Department at 1-855-860-8864.

*Federally insured by NCUA. *Request must be received at least 24 hours before the loan payment due date. If your loan is paid electronically or through payroll deduction, the money normally applied to your loan will be deposited into your specified savings or checking account. If your loan is paid automatically from your account at another financial institution, the funds for your payment will be taken from that account and deposited into your savings account, in lieu of your loan. When processed, the due date will immediately advance. Qualifying loan must be at least 6 months old, may not be delinquent, and at least six regular payments must be made between skips. Loan must have a total minimum monthly payment of $100. Interest will accrue on all loans affected by the program, which may cause maturity date to be extended. Value Plus/Advantage Over Lease, mortgage, home equity, credit card, line of credit, other unsecured loans, business loans and loans with pending insurance claim do not qualify. Additional exclusions may apply. If Guaranteed Asset Protection (GAP) is purchased for your collateral, this payment modification changes the original loan terms and could result in an increase of the net unpaid balance owed if a claim is filed; member remains fully liable for any portion of the unpaid balance. A $25 skip-a-pay service fee applies. Together Credit Union reserves the right to decline any Skip-A-Pay request due to poor payment performance or any other circumstances we deem derogatory related to your account. Skip-a-Payment fee waiver and extended time period for payment deferral are available as of 3/20/2020; availability subject to change without notice.