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AD&D Insurance
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).
Financial security is important to everyone. Planning for the future not only affects yourself, but also the ones you love and the generations that follow. That's why members have access to Together Investment and Retirement Services.
Our Financial Professionals Provide
- Comprehensive Financial Planning
- Financial Advice
- Retirement Planning
- Estate Conservation
- Insurance Services
- Long Term Care Planning
Click Here to Access your Brokerage Account >>
Meet the LPL Financial Advisor Team
Check the background of these investment professionals on FINRA Broker Check.
Investment and Insurance Benefits
Term Life Insurance is intended to help replace lost income and cover needs that will go away over time. It is insurance for a specific number of years. Most policies have coverage that will not change for the length of the term selected. Many proprietary content term insurance policies have an option that allows you to convert to a permanent policy without a medical exam.
Whole life offers coverage for your entire life. And it accumulates cash value, which is accessible in the form of loans or withdrawals. So whole life can represent a future source of money as well as protection. The premiums are guaranteed to remain the same throughout your lifetime.
AD&D pays a cash benefit in the event of an accidental death or if an accident causes specific permanent injuries.
- Guaranteed acceptance - no health questions or medical exams.
- Coverage available at a cost-effective, monthly rate.
- Cash payout is often not subject to income-tax.
- You’re protected whether at home, at work, on vacation or during travel.
This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. This article is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company.
Manage your investments with ease by opening an account with LPL Financial. Through LPL Financial, you can manage multiple types of investments, access your account anywhere, anytime and partner with a financial professional to help understand your unique financial situation.
Long Term Care Insurance can help prevent these future uncertainties. Long Term Care Insurance can help provide the best opportunities for care and assistance should you ever need it.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Together Credit Union and Together Investment & Retirement Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Together Investment & Retirement Services, and may also be employees of Together Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Together Investment & Retirement Services. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency |
Not Credit Union Guaranteed |
Not Credit Union Deposits or Obligations |
May Lose Value |
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
