Business Checking

We're here to help you meet the needs of your growing business and keep it running smoothly. With a Business Checking account, you'll have:

  • Easy access to your account via online, phone or ATM

  • No minimum balance or debit card transaction requirements

  • Overdraft protection (requires credit application)

  • 305 free transactions per month

To open your business account you'll need... Opened Entry Closed Entry

  • Business owner's social security number
  • Personal information for all signers including:
    • Copy of driver’s license and business titles
    • Business tax ID and SIC code
    • Date the business was established
    • Current business address
  • Additional documentation based on type of business:
    • Sole Proprietorship – certification of assumed name
    • Partnership – partnership agreement and registration of fictitious name
    • Corporation – articles of incorporation, evidence of corporate existence or good standing and annual registration report
    • Limited Liability Company – articles of organization, operating agreements and certificate of existence or good standing
    • Unincorporated Association or Organization – certification signed by secretary authorizing signatory and copy of by-laws
  • Additional Business Services Include:
    • Remote Deposit
    • ACH Origination (Try out ACH Payments free for the first 60 days)
    • Merchant Services Powered by Heartland

Try out ACH payments for 60 days free*
 

Get started by scheduling a phone appointment. For questions, please contact [email protected].


*Free 60 day trial available for new Business ACH Payment Services sign-ups only. View our Current Fee Schedule for Business Accounts